This is a long video but its well worth watching. Harvard professor Elizabeth Warren does a wonderful job describing how we are slowly becoming a two class system in this country.
The bankers have essentially destroyed the middle class by stuffing them with oodles of debt. Families in this country now need two jobs in order to just survive.
One thing to note in this speech is that the cost of owning a home has risen by 76% versus a generation ago.
Whats interesting is this lecture was given in 2007. Its amazing to see how Dr. Warren's concerns have now become a reality.